Weigh in - 4/7/06
Well I've lost an additional 3 pounds this week. For a total of 14 pounds! My alarm didn't go off this morning so I didn't have time to measure. I am very excited. I think my ticker is such an appropriate symbol of my weight loss. It's a very slow process.
Ok for a better update...
My sister's marriage - Well it looks like it's over. Jeff has done a countersuit (? Not sure if that’s the right word) for a divorce. They went through mediation for custody and got 50/50 custody though Heidi gets the kids a day or two more a week then Jeff. Also Jeff has announced this week that he's engaged to his girlfriend and that the kids are going to be getting to know her better since she's moving in with him. This is happening before the divorce is final. I'm sad and sickened by the lack of morality Jeff is showing. But should I really be surprised? He had an affair... I was really sad to find out that he was in fact engaged (I had my suspicions) because it was just confirmation that Jeff will not be coming back. He will not be coming back to his physical family or his spiritual family. He's marrying another woman, who doesn't even believe in God.
My Weight Loss – I think that’s pretty obvious. That’s the one thing I’ve been keeping updated on my blog. I have lost a total of 14 pounds and 17 inches (based on multiple measurements throughout my body). My clothes have been fitting undeniably better and I have definitely gone down a size in my jeans. The last couple of weeks I have been using “Ultimate Cleanse” which is a natural cleanser that you can pick up at any health food store. I am also taking Flax Oil in gel capsule form for my borderline high cholesterol levels. Flax Oil is all around good for you, the list of benefits is impressive. I have not gone to my doctor since starting my diet or the Flax Oil but I switched doctors and am waiting on the new cards to come in the mail so I can make an appointment. I have been exercising on average 4 nights a week. I am still just using my DDR (Dance Dance Revolution) Extreme as an exercise program. It seems to be working though. I get my heart rate up and it’s fun. I even have DDR Extreme 2 that I haven’t even opened so I’m sure I won’t get bored any time soon.
My Debt – My debt is paid off! I know I wrote about that before. But I have been trying to figure out what to do with my extra income. Do I put it all into savings? What kind of savings account do I set up? Do I invest in a camera? Do I invest in something else? Do I put some into a car allowance and the rest in savings? If I put it all into savings do I save up for a down payment on a new car? What new car should I get? Do I get a used car? Do I get a brand new car? When do I do any of this? What is my credit score? When do I check on my credit score since I just recently paid off my debt and reopened the card? Do I try to open a Providian Credit Card so I can see my credit score any time I want online? Do I keep the balance of my current credit card the same or request that it be reduced? So with all these questions running through my mind here are the absolutes that I have come to.
A car allowance is wise if it is about what I expect to pay as a car payment. This can be used as a down payment when the time comes and will also get me used to having a car payment again.
This means I will require two savings accounts. I believe in my research opening two ING savings accounts will be best. The interest level on ING accounts are much higher then a standard savings account. So I will have a savings account and a car allowance savings account.
Ironically the car I have now fallen in love with is the new Honda Civic. Yes… the exact same car that I have owned twice over. My first car was an 83 Honda Civic, silver. My second (current) car is a 96 Honda Civic, silver. I am not sure if I would get silver but I definitely love the new look. I know they are reliable and have been good to me in the past. But this would mean buying a brand new car as apposed to a used car (which was my original plan).
I desperately want a camera. I wonder if it is a wise investment. I know I have wanted a camera for a LONG time. But that is a lot of money to put down. I can use my credit card but do I really want to get myself back into debt? It would definitely be the kind of debt I could pay off in a few months as apposed to a few years. Though if I keep that mentality it would be too easy to go crazy and buy everything I’ve ever wanted on credit. It’s been something that I have never been able to settle on. So I guess that means I won’t make a decision on that one just yet. The other issue is that I haven’t decided which brand of camera I want. I originally had my eye set on the Canon Digital Rebel SLR but now a lot of people are recommending the Nikon D70 SLR… I have not held the Nikon and haven’t had the time to hunt one down to do so. I guess until I can confirm what camera I would get then that should be reason enough not to decide on investing in a camera just yet.
I believe being patient for May will resolve all the questions on my credit being updated with all the correct information. So I’ve pretty much decided to wait until May to check my credit score. Once I get my credit score and confirm everything is up to date, and then I can apply for the Providian Card.
I think that's enough of an update for now. I would say I've now overanalyzed enough of my life to make even me happy. Hehe For now this will have to do. There is so much more but I don’t have the time to update further.
posted by Charity at 4/07/2006 12:49:00 PM 
